A fair reading without a payslip
Self-employed earnings rarely arrive in equal monthly amounts. We review the pattern behind trading receipts, owner drawings and relevant business expenses rather than forcing the file into a salaried template.
The usual scope covers six months of business and personal statements, recent invoices or contracts, and an accountant’s letter where one exists. We identify the period used, separate transfers between the applicant’s own accounts and state where seasonality limits the conclusion.
Fees start at R2,650 and are confirmed once the number of accounts, entities and income streams is known. Tax compliance, business valuation and forensic accounting are outside this review.